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Yes you can! Ocean Lending has programs that allow you to buy a home with relatively small down payments. Coming in with a down payment gives you instant equity in the property you purchase. While it may be ideal in certain situations to come in with a larger down payment, Ocean Lending understands that all financial situations are unique; what works for one may not be the right decision for the other. That is why we offer a wide array of products from low down payments to your traditional 20% down conventional mortgages.

How Little is only a Little Money Down?

Ocean Lending has programs that allow you to purchase a home with a down payment as low as 3.5%. What is awesome, is that part or all of the down payment can be gifted or borrowed, if you have not saved up enough yet, don’t worry! This program was created out of the understanding that putting 20% down to purchase a home is not the best financial decision for some households.

Because Ocean Lending believes that owning your own home is a great investment, we wanted to be able to offer a program that allows our clients to purchase home with a smaller down payment. This is why we have this amazing product that lets you put as little as 3.5% down.

How do I get Pre-Approved to Buy a Home with Little Money Down?
To get Pre-Approved to buy a home with little money down, you have come to the right place. You can start the Pre-Approval process with Ocean Lending by speaking with one of our Loan Experts. Our Loan Expert will provide you with a Free Mortgage Analysis, which should only take about 5 minutes.

To get in contact with an Ocean Lending Loan Expert you can fill out the quick quote form on the right side of the page, or you can call us at 949.613.5669 and simply as to speak with a Loan Expert. If you do not get through right away and our lines are busy, please call back.

Ocean Lending provides a Mortgage Analysis free of cost, to all clients. It only takes 5 minutes, what do you have to lose. Contact us today so we can show you how to buy a home with little money down!

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