How to Refinance to Pay Off Debt

Can I Refinance to pay off debt? Yes you can! If you have tried going through conventional home financing outlets, you may have found out it is nearly impossible to refinance to pay off debt. ALL Mortgage Lenders calculate your debt-to-income ratio. Which is exactly what it sounds like, they weigh your monthly debt against […]

How to Buy a Home with Little Money Down


Can you Buy a Home with Little Money Down? Yes you can! Ocean Lending has programs that allow you to buy a home with relatively small down payments. Coming in with a down payment gives you instant equity in the property you purchase. While it may be ideal in certain situations to come in with […]

6 Tips before Buying a House


Buying a house is a giant investment. For most, it is the single largest purchase they will ever make. Before you purchase your dream home, Ocean Lending wants to make sure you are prepared. There are 6 tips that are pertinent first steps in the home buying process. In this article you will learn about […]

Top 5 Reasons to get a FHA Mortgage Loan


What Type of Mortgage is Best for You? For most Americans purchasing a home is the largest investment they make and is usually the largest asset they have. If you are ready to purchase a new home or refinance an existing mortgage, it is important you understand the mortgage process and the different products available […]


Welcome to Ocean Lending Home Loans, Inc.! Please check back for future articles and information.