Read about our clients experiences!

"Home buying can be a frustrating process, my loan in particular was extra challenging. James made the process as easy as possible. From the first phone call to signing loan docs I couldn't have been happier with the ocean lending team. Alexis in particular was so on top of it and patient with us. It isn't easy to earn 5 stars in this industry but my experience definitely warranted it. Highly recommend!"

  yelp iconnr  - Brent E.

"Thank you James and Alexis and team for your fantastic customer service in handling not only one home purchase but two home purchases and the same time! We are beyond appreciative and elated for all that you have done for us. Your vast knowledge of the lending regulations and real estate market gave us the direction we needed to make this all happen within a 15 day escrow time frame!
Awesome work! Thank you so much!!"

  facebook iconr  - Tiffany K.

"Nicholas Jehle was our Mortgage Banker and was Absolutely Fantastic. He help us understand the process and was very Patient with my husband and myself. I would highly recommend him to all of my family and friends. And the loan was closed very FAST !!!!"

zillow iconr  - kmcgraw48

"Dan and Alexis helped me with my refi. They were very professional and answered all my questions above and beyond expectations. They're very genuine people who really want to help. They gave me several options along the way crunching the numbers to see what would work out best for me without me having to ask them to do it. They kept me informed and up to date every step of the way. I highly recommend Ocean Lending!"

google icon r  - Jay C.

"Ocean Lending and the staff were just amazing during my refinance. I was worried it wouldn't happen but they reassured me it could and would. Best refi experience. Staff was so helpful and patient. Made the whole process fast, easy and painless. Thank you so much Ocean Lending!!!"

 facebook iconr  - Annette C.

"During our refinance in April 2018 we worried about what to do, Can I do it, and many more issues. The most important is finding the right Lender to put your mind at ease and make the process smooth and as easy as possible. If you have the found Ocean Lending then you need not look any further. They have an exemplary leader in Dan Bray and a very helpful professional staff that walks you through every step to get the deal closed. This company is one of the best and all you need to do like my wife and I did is make the call. You will be in great hands"

 facebook iconr  - Richard D.

"The Staff at Ocean Lending is incredible.
They are proficient, true to the word.
They promised something from the very beginning and were able to deliver on the word AND MORE.
If you have a need for a loan, one that may be a little different than a conventional loan, such as with Wells Fargo, this is your Go To shop!!!!!!!!!"

 yelp iconnr  - Josh R.

"We have used Ocean Lending multiple times over the years. Dan Bray and Alexis are a pleasure to work with. They are professional, knowledgeable and always go above and beyond to meet our needs. We highly recommend using Ocean Lending!"

google icon r   - Debby L.

"Benjamin Rollins and his team are great. They were able to help us out with multiple refi's to help us eliminate lingering debt and improve our credit.
Ben was non judgmental and truly seemed to care about helping us improve our situation. Thank you, and we will be back!"

yelp iconnr  - Katheryn T.

"Ocean Lending and the staff were just amazing during my refinance. I was worried it wouldn't happen but they reassured me it could and would. Best refi experience. Staff was so helpful and patient. Made the whole process fast, easy and painless. Thank you so much Ocean Lending!!!"

yelp iconnr  - Annette C.

"Dan is very professional, knowledgeable and always go above and beyond to meet our needs. Restored my confidence by doing what I thought was impossible We highly recommend using Ocean Lending!
THANK YOU DAN!!"

facebook iconr  - Jesse T.

"Nicholas Jehle was our Mortgage Banker and was Fantastic to work with. He was very patient with my husband and myself through the process. I would definitely recommend him to all my Family & Friends, and the loan was so fast and in a very timely manner. If I had to do it all over again, I would for sure use Nicholas Jehle again."

google icon r   - Michael M.

"I highly recommend Ocean Lending. They are a first class organization. When they promise you something it gets done. They are friendly, professional and deliver on time accurate results. If you need a loan, any kind of home loan, this is your go to shop!!! Highly recommend!!!"

facebook iconr  - Josh R.

"James and his staff were incredibly helpful and knowledgeable through a very complicated loan process! They knew exactly how to handle my loan as a small business owner and got me into my dream home! So thankful for all they've done and would recommend them to anyone!"

 google icon r  - Faraz H

"We have to give a HUGE THANKS to James Edwards & Carina Williams for a job well done! Our process with getting our loan funded was extremely easy and fast. They both went over & beyond. Let's just say this...we highly recommend using Ocean Lending. We have already put their name out to all our friends & family members. I know that in the future we ever need another lender we will be deal with this company. Thanks again! The Green's"

yelp iconnr  - Nicole G.

"Carina has been amazing through the whole process of my refinance. This process was new and overwhelming for me at first, but she never hesitated to answer my endless number of questions, explain each step along the way, or reassure me that everything was moving along how it should. Because of her, this process has actually been very stress free and smooth. I am thankful for her and her constant hard work."

yelp iconnr  - Riannon A.

"I’d like to let everyone know what a great place ocean lending is. I just refi’d my house
Even when it was appraised lower than what we needed James Edwards made sure it went up another 13 grand. I tend to be nervous till the money hits the bank for everything. Always listened answered questions and basically him and his staff put up with me. This is the same lender I used when I bought this house. Lots of ideas to make it happen. When I was ready to refi to pay off everything is was the first one I called. So if anyone needs a lender willing to go the extra mile call James Edwards at ocean lending he is always there "

facebook iconr  - Allen W.

"I was recommended to Dan Bray from a family member and I was not disappointed. He explained all details of the process and ensured that we were fully pre-approved prior to our offer being made. Once our escrow process began, it was quick and easy. Carina was very efficient in ensuring that all documents were compiled and we would receive emails late at night ensuring that our loan was completed on time. I highly recommend Ocean Lending and Dan Bray. I know we will be using them again!"

yelp iconnr  - Teena T.

"James Edwards was great. After getting turned down time after time again and having credit issues I thought I would never get approved. James and his staff explained the process and got me from a 530 fico score to a 680 fico score doing 2 loans over 6 months. I wasn’t sure at first but now I’m a believer. Thy are great! I will refer every one of my friends!"

google icon r  - Chuck F

"Dan is the best out there! This was my 4th loan with this guy! He gets you approved, lowest rates, and funded fast! His entire team is amazing, Carina especially! She gets everything done asap and is always there to support your transaction!"

 yelp iconnr  - Michael M

"Ocean Lending staffs are very helpful throughout my refinancing process. They are very knowledgeable and are best at what they do. They help clear out any confusion documents that may have arrived.
I am very grateful that I've chose Ocean Lending as part of my loan process.
I would strongly recommend Ocean Lending for all your home loan needs.
Thank you very much. "

yelp iconnr  - Datt G.

"Worked with Dan and his team on my refinance. Gave great advice on how to increase my FICO score to ensure I got the best rate and it worked. Very pleased with the results!"

zillow iconr  - user045252

"Ocean Lending staff could not have been more helpful and professional. This was the easiest and fastest home refinance we have ever completed. The process was completely stress free. Thank you to James and Alexis for making this an easy transaction."

yelp iconnr   - Wayne A.

"Great Experience! Start to finish it was a pleasure to work with the people at Ocean Lending Home Loans, the process could not have gone more smoothly. I would highly recommend them!!!"

facebook iconr  - D'Archy D.

"The folks at Ocean Lending are amazing! Extremely professional. Deliver on their promises and provide outstanding results. They are hardworking, friendly and do a great job of keeping the customer always in the loop. I highly recommend James Edwards and his staff for your next loan!"

zillow iconr  - j rothman80

"Closed escrow on time, very communicative and great results. Will work with Dan again in the future."

google icon r  - Alex F

"I've used Dan for three home loans now. He has always delivered as promised. Even when I was skeptical, he would assure me that it would close. I highly recommend Dan."

yelp iconnr  - Jerry D